Installing a solar system can be a large investment for most customers. To protect this investment from damage due to the elements or other risks, call your homeowners insurance agent to discuss coverage options.
You may want to consider raising your coverage limit due to the value of your solar panels and increased property value.
Roof Mount Solar
If you have a rooftop solar panel system, it will be considered part of your home under most home insurance plans. That means, in many cases, covering your solar panels under your home won’t create the need for any special add-ons. However, every insurance company may have different policies. It is critical that you call your insurance company to confirm that your system is covered.
Ground Mount Solar
Since a ground mount is not on your home, insurance providers might have to add the coverage as a supplemental insurance policy. Contact your insurance agent to see what your options are to protect your solar panels.
Rest assured…
Solar panels are very durable. Panel manufacturers test their products in real-life conditions to verify they can withstand the elements. Panels are tested and guaranteed to endure extreme weather events like high winds, hail, heavy snow, and ice.
Insurance Claims
If you believe your panels may have sustained damage due to weather events, fallen trees, etc., call Stateline Solar. We will us a thermal imaging camera to check for microcracking, along with inspecting for aesthetic damages. After our inspection, we will provide you with a full insurance report. We offer this service to any solar owner or PPA participant, not just Stateline Solar customers.